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"Between the ages of 35 and 65, seven out of ten people will become disabled for three months or longer." Commissioner's Diability Table "1 out of 7 employees will be disabled for 5 years or more before retirement." Commissioner's Diability Table "At Age 32, a disability of three months or longer is six times more likely than death." Commissioner's Diability Table "7 out of 10 claims for Social Security disability benefits were initially refused." Senate Finance Committe

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