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Long Term Care Insurance Terms
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| NON FORFEITURE BENEFIT This benefit returns some of the investment if the coverage is eventually lapsed or dropped. It usually takes the form of a paid-up coverage with reduced benefits. Sometimes this benefit is offered in the form of a "return of premium" which returns all or some of your premium payments after a period of time or upon death. The extra cost can add from 10 - 100% to the premium cost depending upon your specifications. |
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